body { margin: 0; padding 0; text-align: center; }

div.overall { background-color: #E3E5E4; width: 971px; margin: auto; text-align: left; }

#top_of_page { margin: 0px 0px 0px 0px; width: 971; height: 97; }

div.top_row { width: 971px; margin: 0px 0px 0px 0px; }

div.left_top { background-color: #E3E5E4; width: 604px; float: left; text-align: left; margin: 0px 0px 0px 0px; }

p.home_main_message { font-family: arial, sans-serif; font-size: 16px; margin: 0px 0px 8px 26px; color: #000000; font-weight: bold; }

div.right_top { background-color: #E3E5E4; width: 367px; float: right; text-align: left; margin: 0px 0px 0px 0px; }

div.bottom_row { width: 971px; background-color: #E3E5E5; margin: 0px 0px 0px 0px; }

div.lower_left_boxes { float: left; margin: 0px 0px 0px 10px; width: 590px; }

div.home_right_column { background-color: #FCB026; margin: 0px 0px 0px 0px;  text-align: left; width: 367px; }

p.home_right_column_header { font-family: arial, sans-serif; font-size: 22px; margin: 6px 6px 8px 26px; color: #000000; font-weight: normal; }

p.home_right_column { font-family: arial, sans-serif; font-size: 13px; margin: 6px 6px 8px 26px; color: #000000; font-weight: bold; line-height: 140%; }

div.box_lower_left {background-color: #FFFFFF; width: 285px; float: left; margin: 4px 8px 0px 8px; }

div.box_lower_right {background-color: #FFFFFF; width: 285px; float: left; margin: 4px 0px 0px 0px; }

p.box_title {font-family: arial, sans-serif; font-size: 14px; font-weight: bold; color: #000000; margin: 8px 4px 8px 0px; }

p.box_text {font-family: arial, sans-serif; font-size: 12px; font-weight: normal; color: #000000; font-weight: normal; margin: 8px 4px 10px 14px; }

div.home_right_column_bluebox { background: url(images/what_is_box_background.gif) repeat; margin: 0px 0px 0px 0px; float: right; text-align: left; width: 367px; }

p.what_is_header1  { font-family: arial, sans-serif; font-size: 20px; margin: 0px 6px 0px 0px; color: #FFFFFF; font-weight: normal; }

p.what_is_header2  { font-family: arial, sans-serif; font-size: 20px; margin: 0px 6px 8px 62px; color: #FFFFFF; font-weight: normal; }

p.what_is_box { font-family: arial, sans-serif; font-size: 12px; margin: 6px 10px 8px 26px; color: #FFFFFF; font-weight: normal; line-height: 140%; }

div.footer_space { background-color: #FFFFFF; margin: 0px 0px 0px 0px;  width: 971px; height: 8px; clear: both; }

div.footer { background-color: #E3E5E5; text-align: left; width: 959px; margin: 0px 0px 0px 0px; border: 6px white solid; clear: both; }

p.footer  { font-family: arial, sans-serif; font-size: 12px; margin: 10px 6px 8px 10px; color: #0033CC; font-weight: normal; line-height: 140%; }

.footer_header { color: #000000; }

div.footer_very_bottom { margin: auto; background-color: #FFFFFF; width: 971px; }

div.copyright { float: left; width: 500; height: 24px; background-color: #FFFFFF; font-family: arial, sans-serif; font-size: 11px; padding: 10px 6px 8px 20px; color: #B0B0B0; font-weight: normal; }

div.totheweb { float: right; width: 400; height: 24px; background-color: #FFFFFF; font-family: arial, sans-serif; font-size: 11px; padding: 10px 6px 8px 20px; color: #B0B0B0; font-weight: normal; }

a  {color: #0033CC; text-decoration: underline;}

a:visited {color: #4F4F4F; text-decoration: underline;}

a:hover, a:active {color: #EF8823; text-decoration: underline;}